Ireland Money Cheat Sheet

2026 edition
The People's Pocket

Tax credits — claim via Revenue myAccount

Credit	Worth	Who
Rent Tax Credit	€1,000/person	Anyone paying private rent (€2,000/couple)
Medical Expenses Relief	20% back	GP, dentist, physio, consultant, prescriptions — no limit
Remote Working Relief	30% of bills	Days worked from home (electricity, heat, broadband)
Home Carer Credit	€1,800/yr	Married couple, one cares for child/relative
Single Person Child Carer	€1,750/yr	Single parent, primary carer
Flat-Rate Expenses	Varies	By occupation — nurses, teachers, trades, etc.
Health Insurance Relief	20% back	If you pay your own premium
Education Fees Relief	20% over €3k	Approved third-level courses

↳ Most credits can be backdated 4 years — claim them all in one sitting.

Grants — SEAI & local councils

SEAI Warmer Homes	100% FREE	On Fuel Allowance / qualifying payment — full upgrade
SEAI energy upgrades	up to €30k+	All homeowners — insulation, heat pump, solar
Vacant Property Refurb	€50k–€70k	Buying/renovating a property vacant 2+ years
Help to Buy	up to €30k	First-time buyers, new home ≤ €500k
Housing Adaptation	up to €30k	Adapting a home for a disability

Welfare & supports

Fuel Allowance	€924/season	€33/week for qualifying households
Working Family Payment	Varies	Working, low income, with children
Back to Education Allowance	+€500/yr	Study while keeping a welfare payment
SUSI Student Grant	up to €6,115	Third-level students, qualifying households

Where to go

Tax credits	revenue.ie → myAccount
Energy grants	seai.ie/grants
Everything explained	citizensinformation.ie
Tenant rights / disputes	rtb.ie (free)
Free debt advice	mabs.ie · 0818 07 2000

The People's Pocket — peoplespocket.com · Members' resource, 2026. General information only, not financial/tax advice. Amounts and rules change — always confirm with the official body before claiming.