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2-Minute Check · Free · Anonymous
The Money MOT
Think of it as a financial MOT — a quick, free check-up on your money.
A quick health check on your money. Answer a few questions and get your Money MOT score, an estimate of how much you could be better off each year, and a personalised plan to claim and save it — across Ireland and the UK.
Your questions
About the Money MOT
What is a Money MOT?
It's a free 2-minute check that scores how well you're using the money supports, tax reliefs and bill savings available to you — then shows roughly how much you could be better off each year and exactly what to do about it. Think of it like an MOT for your finances.
Is it really free and anonymous?
Yes — completely free, no sign-up, and we never ask for your name, bank details or PPS/NI number. It runs in your browser, so your answers stay on your device.
How accurate is the "you could be better off" figure?
It's an indicative estimate to show where the biggest opportunities are — not a guarantee. Your actual amount depends on your circumstances. The point is to point you to what's worth claiming or switching, then our guides walk you through each one.
Does it cover Ireland and the UK?
Yes. Choose your region at the start and you'll get an action plan relevant to you — from the Rent Tax Credit and SEAI grants in Ireland to Council Tax Reduction and Pension Credit in the UK.