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Home / Guides / Carers
Carers · Ireland & UK

The help carers rarely get told about

If you're caring for someone, you're saving the state a fortune — and getting almost nothing in return, because the support is buried. Here's the plain-English list of what carers in Ireland and the UK can claim. You more than earned it.

Last reviewed: 10 September 2026 · Verified against official sources

The short answerA carer on Carer's Allowance who lives with the person they care for qualifies for the Household Benefits Package under 66 — €1.15 a day off electricity or gas plus a free TV licence, about €580 a year. Most carers are never told this.

Can you work and keep Carer's Allowance? Yes — up to 18.5 hours a week, and the first €1,000 (€1,150 from July 2027) a week you earn is disregarded. Check your hours and pay →

Thinking about extra shifts? Safe Hours shows how many more hours you can take without losing Carer's Allowance, your medical card or rent support. Private, two minutes, nothing saved.

What you can claim

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The €580 a year almost no carer is told about

Most people believe the Household Benefits Package is only for the over-70s. It is not. Citizens Information lists, among the qualifying payments for people under 66: "Carer's Allowance (full or half-rate payment), but you must be living with the person you are caring for."

If you are on Carer's Allowance and you live with the person you care for — a child, a parent, a partner — you qualify. It is worth €1.15 a day off your electricity or gas bill, plus a free TV licence. Around €580 a year.

Two things decide whether you actually get it. Only one person per household can hold it, so if someone you live with already has it, it stays theirs. And when you apply you must tick the free TV licence box on the form — it is not added automatically, and that is €160 people lose by not noticing.

Fuel Allowance — and the one thing that makes carers different

Fuel Allowance is €38 (€43 from January 2027) a week for 28 weeks, so €1,064 (€1,204 from January 2027) across a season, and Carer's Allowance is on the qualifying list.

But there is a catch specific to carers, and it is worth knowing before you apply. Citizens Information: "Most social assistance payments are generally considered to satisfy the means-test for Fuel Allowance with the exception of Carer's Allowance." Every other non-contributory payment passes the means test automatically. Carer's Allowance is the one that does not — you are assessed properly, against a limit of €499.30 a week if you are under 66.

Living with dependent children does not count against you; they are explicitly on the list of people you may live with.

Half-rate Carer's Allowance — a choice, not a consolation

If you already get certain social welfare payments, you can keep them and receive half-rate Carer's Allowance of €135 (€140 from January 2027) a week on top. Nobody is obliged to tell you this, and many carers only discover it years in.

The decision that goes unexplained is that the full rate of €270 (€280 from January 2027) in your own name is sometimes worth more than your existing payment plus the half rate — even though it means giving the existing payment up. It is a trade, and it should be worked out rather than guessed.

The income disregard is €1,000 (€1,150 from July 2027) a week for a single carer and €2,000 (€2,300 from July 2027) for a couple, so households that were refused before may qualify now.

The €2,000 grant you do not apply for

The Carer's Support Grant is €2,000 a year, paid per person you care for. If you are getting Carer's Allowance you receive it automatically each June — but the rule underneath it is unforgiving: you must be in payment on the first Thursday in June. A claim that starts a week later waits a whole year.

If you care for a child

Carer's Allowance for a child under 16 requires Domiciliary Care Allowance, which is €380 a month and paid separately. They travel together — if you have one you should have the other, and if you have neither it is worth checking both at once.

Watch the Back to School Clothing and Footwear Allowance too: Carer's Allowance is a qualifying payment for it, the income limit for one child is €726.70 a week, and applications close on 30 September.

Carers in Northern Ireland

Northern Ireland runs the UK scheme, and the numbers are completely different: Carer's Allowance is £86.45 a week, with a weekly earnings limit of £204.

That earnings limit is a cliff, not a taper. Earn £204 and you keep the payment. Earn £204.01 and you lose all of it — there is no reduced rate. One pound of overtime can cost the whole year's Carer's Allowance, and it is the single most expensive thing a carer in Northern Ireland can not know.

It is administered by the Department for Communities rather than the DWP, so the forms and phone numbers differ from the GB guides you will find first.

Every figure on this page is checked against its official source automatically and was last verified on 10 September 2026. If a rate moves, a check on our side fails and we are told.

Common questions

Can I get a carer's payment and work?
Often yes, within limits. Both Ireland and the UK allow some earnings alongside a carer's payment — check the Carer's Allowance guide for the current thresholds.
Does the person I care for need their own claim?
Frequently the support comes as a mix — a payment for you as carer, plus a payment or benefit for the person you care for (like a disability payment or Attendance Allowance). It's worth claiming both sides.
I care for a child with additional needs — is there specific help?
Yes — in Ireland, Domiciliary Care Allowance is aimed exactly at this. See the guide.

General information, not financial or legal advice. Rules and amounts change — confirm the current details on the official source (Revenue.ie, Gov.ie, Gov.uk or Citizens Information) before you claim.

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