Free Benefit Calculators & Checkers
Every one of these tools is free and quick, with no sign-up, and nothing that identifies you is kept. They give you a quick, plain-English estimate of what you (or a relative) could claim, then link you to exactly how to do it. Not sure where to start? The all-in-one Grants Checker covers everything at once.
🇮🇪 Ireland
Can I get it?
Quick checks against the official rules.
Check what you're owed
Answer a few questions and see every payment, grant and tax credit you may be able to claim, with how to claim each one. About two minutes.
Can I Work on Carer's Allowance?
18.5 hours a week is the real limit — and the first €1,000 (€1,150 from July 2027) you earn is ignored. Check your hours, your pay and what happens to One-Parent Family Payment.
Disability Allowance Means Test
Work out your assessed weekly means, with every step shown. The first €165 (€175 from July 2027) you earn and the first €50,000 in savings are ignored.
Fuel Allowance Checker
€38 (€43 from January 2027) a week across the winter — about €1,064 (€1,204 from January 2027) a season. Check age, income and living rules.
Medical Card Calculator
Do the HSE sum for your household: basic rate, child allowances, rent, childcare and travel. Medical card or GP visit card?
SUSI Grant Calculator
Estimate your 2026/27 student grant: up to €7,936 a year in maintenance, plus fee help to €120,000 of income.
Cross-Border Worker Check
Live on one side of the border and work on the other? See which country taxes you, pays your Child Benefit and handles your pension.
Life-Event Finder
Lost your job, having a baby or retiring? Pick what has happened and see the supports most worth claiming right now.
The Money MOT
A two-minute money health check: a score, and a plan for the things you could be claiming or saving.
How much could I get?
Put in your figures and see the amount.
Housing Check
Every Irish housing scheme from one set of answers: social housing, HAP, cost rental, Starter Homes, First Home and Help to Buy. Then get your documents ready once.
Budget 2027 Calculator
See what Budget 2027 means for you: tax, pension, welfare and childcare, measure by measure.
Help to Buy Calculator
First-time buyer? Get back up to €35,000 of the tax you've already paid, towards your deposit.
Farm Grant Calculator (TAMS)
Irish farmers can claim 40–60% of on-farm investment through TAMS 3 — estimate your grant.
Rent Tax Credit Calculator
Renting in Ireland? Up to €1,000 (€1,150 from January 2027) a year back from Revenue — and you can backdate to 2022.
Working Family Payment Calculator
Working but tight on money? Estimate your weekly tax-free top-up using the 2026 limits.
What Changed For You
See what a rate change or the Budget does to your own payment, in euro a week and a year. Same household, two dates.
Help me claim or appeal
Fill in a claim, write an appeal, and keep track of what you've claimed.
Appeal Letter Writer
Refused a payment? Build a ready-to-send appeal or review letter: the Social Welfare Appeals Office in Ireland, Mandatory Reconsideration in the UK.
Rent Tax Credit Claim Pack
Answer a few questions and get your Rent Tax Credit claim filled out, year by year, ready to enter in Revenue myAccount.
My Claims Plan
Keep a list of what you're claiming and tick each one off as you go. It stays on your phone.
Work, pay and planning
Take-home pay, working more, pensions, bills, rent and dates.
Payment Date Checker
When will you actually be paid? Pick your payment and see the exact next date — plus every bank holiday that moves it in 2026 and 2027.
Would I Be Better Off Working?
Put in your pay, partner, children and savings and see exactly what an extra hour is worth — with the tax, the taper and the payments you keep when you take a job.
Auto-Enrolment Pension Calculator
Ireland's new My Future Fund started 1 Jan 2026 — see if you're enrolled and how much free money your employer and the State add.
Investment Tax Calculator
Deemed disposal, 38% exit tax, CGT and DIRT — see what you'd actually keep from an ETF, shares or savings.
Take-Home Pay Calculator
Your real net pay after income tax, USC and PRSI — with a monthly and weekly breakdown, 2026 rates.
Money Deadlines
The closing dates and backdating windows that catch people out, with a reminder before each one.
Bill Savings Estimator
See roughly how much you could save each year by switching or haggling on energy, broadband, mobile and insurance.
Rent Increase Checker
Check whether a rent increase looks legal under the Rent Pressure Zone rules. Put in your figures for an instant answer.
What Should Your Shop Cost?
A typical weekly grocery spend for your household size, and how much you could save.
🇬🇧 United Kingdom: Northern Ireland and England
Can I get it?
Quick checks against the official rules.
Check what you're owed
Answer a few questions and see every payment, grant and tax credit you may be able to claim, with how to claim each one. About two minutes.
Pension Credit Calculator
See what a pensioner could claim — a gateway to Winter Fuel Payment, council-tax help and more.
Cross-Border Worker Check
Live on one side of the border and work on the other? See which country taxes you, pays your Child Benefit and handles your pension.
Life-Event Finder
Lost your job, having a baby or retiring? Pick what has happened and see the supports most worth claiming right now.
The Money MOT
A two-minute money health check: a score, and a plan for the things you could be claiming or saving.
How much could I get?
Put in your figures and see the amount.
Attendance Allowance Calculator
£76.70–£114.60 a week, tax-free and not means-tested. One of the most under-claimed benefits.
Carer's Allowance Calculator
£86.45 a week if you care for someone 35+ hours — plus National Insurance credits.
Child Benefit Calculator
How much you get, and whether the High Income Charge claws any back between £60k and £80k.
Marriage Allowance Calculator
Transfer tax allowance to your partner — up to £252 a year, backdatable to ~£1,260.
Help me claim or appeal
Fill in a claim, write an appeal, and keep track of what you've claimed.
Appeal Letter Writer
Refused a payment? Build a ready-to-send appeal or review letter: the Social Welfare Appeals Office in Ireland, Mandatory Reconsideration in the UK.
My Claims Plan
Keep a list of what you're claiming and tick each one off as you go. It stays on your phone.
Work, pay and planning
Take-home pay, working more, pensions, bills, rent and dates.
Would I Be Better Off Working? (UK)
On Universal Credit you keep about 32p of every extra pound. See your real rate, the benefit cap threshold, and the £204 Carer’s Allowance cliff edge.
Money Deadlines
The closing dates and backdating windows that catch people out, with a reminder before each one.
UK Benefit Payment Dates
When benefits are paid in Northern Ireland and England, your State Pension day, and every bank holiday that pays you early.
Common questions
Are these tools really free?
How accurate are the estimates?
Do you work for the government?
Can I check on behalf of a relative?
These are free estimates to help you decide whether to make a claim — not offers, guarantees or financial advice. Rules, rates and thresholds change. Always confirm your exact entitlement with the official source before acting.
Want the lot in one go?
The Grants Checker runs through everything you might be owed across the UK and Ireland — in about a minute.
Check everything you're owed →