Free Benefit Calculators & Checkers
Every one of these tools is free, takes under a minute, and runs entirely on your device — nothing is saved or shared. They give you a quick, plain-English estimate of what you (or a relative) could claim, then link you to exactly how to do it. Not sure where to start? The all-in-one Grants Checker covers everything at once.
🇬🇧 United Kingdom
Payment Date Checker
When will you actually be paid? Pick your payment and see the exact next date — plus every bank holiday that moves it in 2026 and 2027.
Budget 2027 Calculator
Budget 2027 lands 6 October. See what it could be worth to you — tax, pension, welfare, childcare — with every measure marked confirmed, expected or ruled out.
Can I Work on Carer's Allowance?
18.5 hours a week is the real limit — and the first €1,000 you earn is ignored. Check your hours, your pay and what happens to One-Parent Family Payment.
Would I Be Better Off Working?
Put in your pay, partner, children and savings and see exactly what an extra hour is worth — with the tax, the taper and the payments you keep when you take a job.
Disability Allowance Means Test
Work out your assessed weekly means, with every step shown. The first €165 you earn and the first €50,000 in savings are ignored.
Pension Credit Calculator
See what a pensioner could claim — a gateway to Winter Fuel Payment, council-tax help and more.
Attendance Allowance Calculator
£76.70–£114.60 a week, tax-free and not means-tested. One of the most under-claimed benefits.
Would I Be Better Off Working? (UK)
On Universal Credit you keep about 32p of every extra pound. See your real rate, the benefit cap threshold, and the £204 Carer’s Allowance cliff edge.
Carer's Allowance Calculator
£86.45 a week if you care for someone 35+ hours — plus National Insurance credits.
Child Benefit Calculator
How much you get, and whether the High Income Charge claws any back between £60k and £80k.
Marriage Allowance Calculator
Transfer tax allowance to your partner — up to £252 a year, backdatable to ~£1,260.
🇮🇪 Ireland
Auto-Enrolment Pension Calculator
Ireland's new My Future Fund started 1 Jan 2026 — see if you're enrolled and how much free money your employer and the State add.
Investment Tax Calculator
Deemed disposal, 38% exit tax, CGT and DIRT — see what you'd actually keep from an ETF, shares or savings.
Help to Buy Calculator
First-time buyer? Get back up to €30,000 of the tax you've already paid, towards your deposit.
Farm Grant Calculator (TAMS)
Irish farmers can claim 40–60% of on-farm investment through TAMS 3 — estimate your grant.
Take-Home Pay Calculator
Your real net pay after income tax, USC and PRSI — with a monthly and weekly breakdown, 2026 rates.
Rent Tax Credit Calculator
Renting in Ireland? Up to €1,000 a year back from Revenue — and you can backdate to 2022.
Fuel Allowance Checker
€38 a week across the winter — about €1,064 a season. Check age, income and living rules.
Working Family Payment Calculator
Working but tight on money? Estimate your weekly tax-free top-up using the 2026 limits.
Common questions
Are these tools really free?
How accurate are the estimates?
Do you work for the government?
Can I check on behalf of a relative?
These are free estimates to help you decide whether to make a claim — not offers, guarantees or financial advice. Rules, rates and thresholds change. Always confirm your exact entitlement with the official source before acting.
Want the lot in one go?
The Grants Checker runs through everything you might be owed across the UK and Ireland — in about a minute.
Check everything you're owed →