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Home / Guides / Carer's Allowance

Carer's Allowance, explained

If you spend a big chunk of your week looking after someone — a parent, partner, child or friend with an illness or disability — there's a payment for that, and millions of carers never claim it. It works differently in the UK and Ireland, so this guide covers both. Caring is unpaid work that saves the state a fortune; this is a small recognition of it.

Quick facts

Who
You care for someone 35+ hours a week (UK) / full-time (Ireland)
UK
A weekly Carer's Allowance, with an earnings limit
Ireland
Carer's Allowance (means-tested) or Carer's Benefit (PRSI-based)
Bonus (IE)
An annual Carer's Support Grant paid every June
Where
GOV.UK (UK) · MyWelfare / gov.ie (Ireland)

In the UK

You can usually claim Carer's Allowance if:

It's a weekly payment, and importantly it can come with National Insurance credits that protect your State Pension. It can also affect (or be affected by) other benefits, so it's worth checking the whole picture.

Watch the earnings cliff-edge: in the UK, going even £1 over the weekly earnings limit can stop the whole payment. Know the limit and what counts as "earnings" (some costs, like pension contributions and certain care costs, are deducted first).

In Ireland

Ireland has two separate payments — and a grant on top:

How to apply — step by step

1

Check which payment fits

UK: Carer's Allowance. Ireland: Carer's Allowance (low income) or Carer's Benefit (PRSI / leaving work) — and the Carer's Support Grant either way.

2

Confirm the care & hours

You'll need to show you provide the required hours of care and (UK) that the person gets a qualifying disability benefit.

3

Apply

UK: gov.uk/carers-allowance. Ireland: through MyWelfare.ie or the relevant paper form.

4

Check the knock-on effects

A carer's payment can interact with other benefits (yours and the person you care for). A quick benefits check makes sure claiming leaves you better off overall.

5

Don't forget the grant (Ireland)

If you're a full-time carer in Ireland, make sure you're getting the annual Carer's Support Grant each June — even if you don't qualify for Carer's Allowance.

Common questions

Can I work and get Carer's Allowance?
Yes, within limits. In the UK there's a weekly earnings cap (after some deductions) — go over it and the payment stops. In Ireland, Carer's Allowance is means-tested with an income disregard, and you can do limited work/study while caring. Check the current limits before relying on it.
Do I have to live with the person I care for?
No. You don't need to live with them, but you must provide the required hours of care and meet the other conditions for your country.
What's the Carer's Support Grant (Ireland)?
An annual lump sum (around €2,000) paid each June to people providing full-time care. You can get it even if you don't qualify for Carer's Allowance — a lot of carers miss it.
Will claiming affect the person I care for?
It can, in some cases (for example, certain "severe disability" additions). It's usually still worth claiming, but a quick benefits check for both of you makes sure no one ends up worse off.

This guide is general information, not benefits advice. Rates, earnings limits and rules differ between Ireland and the UK and change over time — always confirm the current details on GOV.UK or gov.ie before you claim.

Keep going

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