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Home / Guides / Crisis and Resilience Fund

Crisis and Resilience Fund: help from your council

The short answerIf you cannot afford essentials, your council may help through the Crisis and Resilience Fund. It replaced the Household Support Fund in England. It can help with energy and water bills, food, essential items and housing costs, and you do not have to be on benefits.

Each council runs its own scheme, so the rules, the forms and who gets paid differ from one area to the next. The quickest way to find out is to search your council's website for "Crisis and Resilience Fund" or ring them.

Quick facts

Run by
Your local council
Helps with
Bills, food, essentials, housing costs
On benefits?
Not needed
Affects benefits?
No
Replaced
The Household Support Fund

What it can help with

You may be able to get help with essential costs from your local council. This could help if you’re struggling to afford things like:

Your council may also offer food vouchers to families during the school holidays.

Who it is for

Funding is aimed at anyone who’s vulnerable or cannot pay for essentials. You do not have to be getting benefits to get help from your local council.

If you get benefits, they will not be affected if you get a payment from the Crisis and Resilience Fund.

Every council runs it differently

Councils decide how to run their schemes. There may be differences in:

For example, some councils share out money through local charities and community groups and some limit household applications to one per year.

Check with your local council to find out what support is available.

What happened to the Household Support Fund

In England, this support is known as the ‘Crisis and Resilience Fund’. It took over from the Household Support Fund, so if you are searching for the old name, this is the scheme to ask your council about.

If you are behind with rent, ask about it too: housing costs are on the list of what the fund can help with. GOV.UK now offers Discretionary Housing Payments only to people in Scotland and Wales.

Other help to check at the same time

Council Tax Support is a separate scheme run by your council for people on a low income or certain benefits. See cutting your Council Tax. If you get certain benefits you may also be able to get a Budgeting Advance or Budgeting Loan, and the free check shows the benefits you may be missing.

Common questions

Has the Household Support Fund ended?

In England it has been replaced by the Crisis and Resilience Fund, which your council runs.

Do I need to be on benefits?

No. You do not have to be getting benefits to get help from your local council.

Will a payment affect my benefits?

No. If you get benefits, they will not be affected if you get a payment from the Crisis and Resilience Fund.

How do I apply?

It depends on your council. Some take applications online, some pay through local charities, and some limit households to one application a year.

Source: GOV.UK: Get help with the cost of living from your local council, read 12 October 2026. Every figure on this page is quoted from there. If it changes, this page is wrong until we fix it — tell us and we will.

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