/> European Health Insurance Card (EHIC) 2026: Free, and Each Family Member Needs One | The People's Pocket

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Home / Guides / EHIC

The European Health Insurance Card: free, and one each

The short answerThe European Health Insurance Card gets you public healthcare free or at a reduced cost anywhere in the EU, EEA and Switzerland. It's free, lasts up to 4 years, and every family member needs their own. It doesn't cover private care or flights home.

The HSE has paused plastic cards, so you'll get a provisional certificate instead, which works the same way. Travelling within 10 days? Pick the urgent option for a digital certificate.

Quick facts

Cost
Free, including renewal
Lasts
Up to 4 years
Per person
Everyone needs their own
Urgent
Digital certificate, valid 3 months
Private care
Not covered
UK
Irish citizens covered by the CTA

What it does

It covers public healthcare on a temporary stay in any EU or EEA country and Switzerland. "It does not cover private healthcare." It won't fly you home, and doesn't cover treatment you travel for. Some countries charge locals a share: you pay that too.

"As Andorra and Monaco are not part of the EU or EEA, your EHIC is not accepted there." "If you are an Irish citizen, you have access to healthcare under the Common Travel Area while visiting the UK."

Getting one

"There is no fee for the European Health Insurance Card or a Digital Temporary Certificate. Renewing a European Health Insurance Card is also free." "Each family member needs their own card. It lasts for up to 4 years." Apply online at hse.ie, or by post.

"If you apply for an EHIC, you will get a Provisional Replacement Certificate instead of a plastic card." Adults can also hold a digital EHIC in the HSE Health App.

Travelling soon

"Apply online if you are travelling abroad in the next 10 days and need your EHIC urgently." "They will send you a digital temporary certificate, which is valid for 3 months."

"You must renew your Card, as they are not reissued automatically when they expire." Consider travel insurance too, for cancellations and luggage.

Common questions

Is the EHIC free in Ireland?

Yes. There is no fee for the card, a digital temporary certificate or a renewal.

Does each family member need an EHIC?

Yes. Each family member needs their own card.

How long does an EHIC last?

Up to 4 years. It isn't reissued automatically, so renew it online.

Can I use my EHIC in the UK?

Irish citizens have access to healthcare in the UK under the Common Travel Area. Other EU citizens can still use the EHIC there.

What if I'm travelling in less than 10 days?

Apply online and choose the urgent option for a digital temporary certificate, valid for 3 months.

Source: Citizens Information: The European Health Insurance Card, read 30 September 2026. Every figure on this page is quoted from there. If it changes, this page is wrong until we fix it — tell us and we will.

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