Most people change jobs many times, and every job since 2012 has had to enrol you in a workplace pension. Small pots get forgotten when people move house. Tracing one costs nothing.
Quick facts
- Cost
- Free
- You need
- The employer or provider's name
- It gives you
- The scheme's contact details
- It does not show
- Whether you have a pension, or its value
What the service does
Use this service to find contact details to search for a lost pension.
You can find contact details for your own workplace or personal pension scheme, or someone else’s scheme if you have their permission.
This service will not tell you whether you have a pension, or what its value is.
How to use it
You need the name of an employer or a pension provider to use this service. Old payslips, P60s and bank statements showing pension payments are good places to find the names.
Once you have the contact details, ask the scheme whether you have a pension with them and what it is worth.
Why there may be one you do not know about
Every employer must provide a workplace pension scheme. Since automatic enrolment, most employees were put into one without choosing to, so a short job may have left a pension behind.
Other money you may have forgotten
If you were born between September 2002 and January 2011, you may also have a Child Trust Fund. And check your State Pension forecast for gaps.
Common questions
Is the Pension Tracing Service free?
Yes.
Will it tell me how much my pension is worth?
No. This service will not tell you whether you have a pension, or what its value is. The scheme will.
What do I need?
The name of an employer or a pension provider.
Can I find a pension for someone else?
Yes, if you have their permission.