You do not need to apply. Let your Jobcentre Plus office know as soon as you are starting work.
Quick facts
- How long
- 4 weeks
- Amount
- Usually what you got before
- Paid to
- You, not your lender
- Apply?
- No, automatic
- Benefit for
- At least 26 weeks
Who can get it — the full rules
You can claim Mortgage Interest Run On if you’ve stopped getting income-based Jobseeker’s Allowance, Income Support or income-related Employment and Support Allowance because you’re returning to work full-time, working more hours or earning more money.
All of the following must also apply:
- you’ve been claiming the benefit continuously for at least 26 weeks
- you expect the work (or more money) to last for 5 weeks or more
- you were entitled to help with your housing costs before your work started and you’ll still have these costs when you start work
What you get
If you’re eligible and were getting Support for Mortgage Interest before your work situation changed, you’ll usually continue to get the same amount as you were getting before your benefits stopped.
Payments for your mortgage or loan interest will be paid direct to you instead of to your lender.
Related help
See Support for Mortgage Interest and help if you face repossession.
Common questions
What is Mortgage Interest Run On?
4 more weeks of help with mortgage interest when certain benefits stop because you start work or earn more.
Do I need to apply?
No. You should get it automatically. Tell Jobcentre Plus as soon as you start work.
Who pays my lender?
During the run on, payments are made to you instead of to your lender.
Who qualifies?
People who got income-based JSA, Income Support or income-related ESA for at least 26 weeks and expect the work to last 5 weeks or more.