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Home / Guides / National Insurance (NI)

National Insurance in Northern Ireland

The short answerYou need a National Insurance number if you live in the UK, have the right to work and are working or looking for work, but you can start work without one if you can prove your right to work. Your qualifying years of National Insurance decide your State Pension, and you may be able to fill gaps with voluntary contributions.

For a tax refund check, see tax refunds.

Quick facts

NI number
Needed to work, but you can start without one
Self-employed, profits under £6,845
Can pay Class 2 voluntarily
Profits over £12,570
Class 4 is due
State Pension
Based on qualifying years
Gaps
Voluntary contributions

Your National Insurance number

You will need a National Insurance Number if you live in the United Kingdom (UK), have the right to work in the UK and you’re working, looking for work, or have an offer to start work. You can start work without a National Insurance number if you can prove you have the right to work in the UK. If you already have one you will not be sent a new one.

If you are self-employed

If your profits are less than £6,845 a year, you can voluntarily pay Class 2 contributions. If your profits are more than £12,570 a year, you must pay Class 4 contributions.

Qualifying years and gaps

You qualify for State Pension based on the number of qualifying years you paid National Insurance contributions (NICs). You need to make a minimum amount of contributions or credits in a year for it to count as a qualifying year. You may be able to fill gaps in your record with voluntary contributions.

Common questions

Can I start a job without a National Insurance number?

Yes, if you can prove you have the right to work in the UK.

Sources, read 11 October 2026. Every figure and rule on this page comes from one of these official pages. If one changes, this page is wrong until we fix it — tell us and we will.

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