Tools we rate to save you money
The apps, comparison sites and free services we genuinely recommend for keeping more of your money — across Ireland and the UK. No fluff, no filler.
🔌 Switch & save on bills
Loyalty doesn't pay. These let you compare energy, broadband and insurance in minutes. Whether that is worth much depends entirely on how far behind the best rate you currently are, which is the thing to go and find out.
bonkers.ie Ireland
Ireland's go-to for comparing energy, broadband and insurance. Check it the month your fixed term ends, which is the point at which the standard tariff you roll onto is almost always the dearest one they offer.
Compare on bonkers.ie → Our guide: seven bills to never auto-renew →Switcher.ie Ireland
Another solid Irish comparison site — worth checking both before you switch energy or broadband.
Compare on Switcher.ie → Our guide: seven bills to never auto-renew →MoneySuperMarket UK
The UK heavyweight for comparing energy, insurance, broadband and credit cards in one place.
Compare on MoneySuperMarket → Our guide: seven bills to never auto-renew →💳 Earn cashback on what you'd buy anyway
Cashback sites are paid a commission by the retailer and hand you back a share of it. What that comes to depends entirely on what you spend, so it is only ever worth it on something you were going to buy anyway.
TopCashback IE & UK
Earn cashback when you shop, insure, or switch through their links. Free to join — one of the highest-rated cashback sites.
Join TopCashback → Our guide: cashback, honestly →Quidco UK
The other big UK cashback player. Stack it with comparison sites for switching cashback on top of the saving.
Join Quidco → Our guide: cashback, honestly →📱 Smarter money apps
Modern banking and saving tools that cut fees and make your money work a little harder.
Revolut IE & UK
Fee-friendly spending, easy budgeting, fee-free FX up to a limit, and built-in cashback. Great as a second account to control spending.
Get Revolut →Wise IE & UK
The cheapest, clearest way to send money abroad or hold multiple currencies — far better rates than the banks.
Get Wise →An Post Money / Credit Unions Ireland
State Savings (DIRT-exempt) and member-owned credit unions often beat the pillar banks on rates and loans. Not flashy — just solid.
See State Savings →🆓 Free help (these cost nothing, ever)
No commission here — just the best free services we point people to constantly.
MABS Ireland
Free, confidential money and debt advice from the State. If money is tight, this is the first call to make. 0818 07 2000.
Visit MABS →Citizens Information Ireland
The official, plain-ish explainer for every grant, payment and right in Ireland. We cross-check everything against it.
Visit Citizens Information →StepChange UK
Free UK debt charity — judgment-free help if you're struggling with repayments.
Visit StepChange →First, claim what you're already owed
Before you switch and save, check the grants and credits you can claim — that's free money you're entitled to right now.
Check What You're Owed →💶 One email a week. Money you can claim.
Join free — the top grants, credits and deadlines for Ireland, NI & England. A few emails to get you started, then one a week.
Free, and it stays free. No spam, unsubscribe any time, and we never ask for bank or PPS details.