Call the number for the benefit you claimed and say how much you think you need.
Quick facts
- Interest
- None
- Paid
- Usually same or next working day
- Repaid
- From your benefit
- For
- UC, JSA, ESA, Carer's Allowance, Pension Credit, State Pension
Which benefits
You can ask for an advance if you’ve recently applied for:
- Universal Credit
- Jobseeker’s Allowance (JSA)
- Employment and Support Allowance (ESA)
- Carer’s Allowance
- Pension Credit
- State Pension
How it is paid
You’ll be told when you’ll be paid and how much. You’ll usually be paid on the same day or the next working day. It’ll be paid into your bank or Post Office account.
How to ask
Call the right phone number for the benefit you’re claiming. You must tell the adviser about your circumstances and how much you think you need to borrow.
For ESA or JSA, telephone 0800 169 0310. For Carer’s Allowance, telephone 0800 731 0297.
There’s separate guidance if you’ve applied for Universal Credit and need an advance. See Universal Credit.
Other emergency help
Your council’s Crisis and Resilience Fund can also help with food, bills and essentials.
Common questions
Can I get my first benefit payment early?
You may be able to get an advance if you’re in urgent financial need after a first claim.
Do I pay interest on a benefit advance?
No. You usually pay it back through your benefits, with no interest.
How fast is it paid?
Usually the same day or the next working day.
Which benefits can I get an advance on?
Universal Credit, JSA, ESA, Carer’s Allowance, Pension Credit and State Pension.