/> NHS Continuing Healthcare: When the NHS Pays for All Your Care | The People's Pocket

Your situation

CarersCarersCarersDisability & illnessDisability & illnessDisability & illnessPensioners & over-66sPensionersPensionersFamilies & childrenFamilies & childrenFamilies & childrenSingle parentsSingle parentsSingle parentsOut of workOut of workOut of workRentingRentingRenting

Across the border

Which side pays you?Living on one side, working on the otherTax relief for cross-border workersChild Benefit across the borderHealthcare for frontier workersChildcare across the borderTreatment abroad: claim the HSE cost backCars and the border

By topic

Housing & home grantsHome energy & SEAIHome energy & heatingHealth & medical cardsHealth costsTax back & tax creditsTax & National InsuranceTax back & allowancesWork & self-employedFarmingFarmingStudents & collegeStudents & collegeHelp in a crisisHelp in a crisisHelp in a crisis

Where you live

IrelandNorthern IrelandEnglandAcross the borderDeadlines coming upAll guides
Payment dates Payment dates

Start here

Check what you're owedGrants checkerCross-border checkAll calculators & checkers

Work it out

Better off working? — IrelandBetter off working?Better off working? — UK & NIBetter off working?The Money MOTLife-event finder

Get it done

Claim pack generatorAppeal letter generatorMy claims plan

Start here

Every way to spend lessSave money in IrelandSave money in Northern IrelandSave money in England

Groceries

The Real Basket — price trackerCheapest supermarketSnap your shopGrocery calculatorCommunity price map

Bills, rent & region

Bill savings estimatorSwitch your billsRent increase checkerSave money — IrelandEvery way to spend lessSave money — Northern IrelandSave money — England

Bills & home

Bill savings estimatorRent increase checkerCheaper broadband and phoneHome energy schemesWarm Home Discount

Shopping

The tricks shops useCashback that is worth itGet your money backYour consumer rightsSpot a scam
Guides Free cheat-sheet

Show the site for

IrelandNorthern IrelandEnglandAcross the border
Home / Guides / NHS continuing healthcare

NHS continuing healthcare, explained

The short answerSome people with long-term complex health needs qualify for free health and social care arranged and funded solely by the NHS. This is known as NHS continuing healthcare. It can be provided in your own home or in a care home.

It is worth a great deal, because it covers care home fees that would otherwise come from savings or the family home. Eligibility depends on your needs, not your money.

Quick facts

Pays for
All your care, health and social
Where
At home or in a care home
Who
Adults with complex health needs
Means-tested?
No
Decision
Usually within 28 days

What it is

Some people with long-term complex health needs qualify for free health and social care arranged and funded solely by the NHS. This is known as NHS continuing healthcare.

NHS continuing healthcare can be provided in a variety of settings outside hospital, such as in your own home or in a care home.

Who is eligible

NHS continuing healthcare is for adults.

To be eligible for NHS continuing healthcare, you must be assessed by a team of healthcare professionals (a multidisciplinary team). The team will look at all your care needs and relate them to:

The assessment

A decision about eligibility for a full assessment for NHS continuing healthcare should usually be made within 28 days of an initial assessment or request for a full assessment.

Carers and family members should also be consulted where appropriate.

If you are not eligible

If you are not eligible for NHS continuing healthcare, you can be referred to your local council who can discuss with you whether you may be eligible for support from them. See social care assessments.

Common questions

Is NHS continuing healthcare means-tested?

No. Eligibility depends on your assessed needs.

Can it pay for a care home?

Yes. It can be provided in a care home or in your own home.

How long does a decision take?

A decision about a full assessment should usually be made within 28 days.

Is it for children?

No. Children and young people may get a continuing care package instead.

Source: NHS: NHS continuing healthcare, read 12 October 2026. Every figure on this page is quoted from there. If it changes, this page is wrong until we fix it — tell us and we will.

Keep going