Every grant, payment and tax credit in Ireland

Not sure which apply to you? The free check asks a few questions and lists them with the amounts. Want the day each is paid? Payment dates. Looking for your county's offices? Ireland by county.

Social welfare payments

• Accommodation Recognition Payment €400 a month per property
• Backdating social welfare Which payments are backdated automatically, which need a good reason, and why 'I didn't know' usually fails.
• Budget 2026: What You Actually Get The energy credits are gone — here's the permanent help that replaced them.
• Daily Expenses Allowance €38.80 a week
• Family reunification The rules from 12 June 2026: 12 months for family already here, a 2-year wait and an income test for family…
• Foreign Births Register Irish citizenship through a grandparent born in Ireland. €278 for adults, about 12 months.
• Habitual residence condition The test behind most means-tested payments and Child Benefit: the 5 factors, who's exempt and the evidence to…
• How to appeal a benefit decision Refused? A lot of appeals succeed. The deadlines and steps for Ireland and the UK.
• Increase for a Qualified Adult €168.60 a week
• Irish citizenship by naturalisation 5 years' residence (3 for spouses), €175 + €950 in fees, free certificate for refugees. The 70-day rule.
• Jobseeker's Allowance for artists Professional artists on JA can be exempt from job-search activation for their first year out of work.
• Mother and Baby Institutions Payment Scheme Payments and health supports based on time spent. One night as a mother is enough to qualify for the general…
• Rights after protection Refugee status or subsidiary protection: work without a permit, welfare and housing as an Irish citizen…
• Social welfare for Ukrainians €38.80 a week
• Social welfare overpayments Up to 15% a week can be taken back. When the Department's own mistake means it can be cut or cancelled.
• Supplementary Welfare Allowance €252 a week (€262 from January 2027)
• Telephone Support Allowance (€2.50/wk) €2.50 a week
• Two social welfare payments Usually one at a time, but half-rate Carer's Allowance and half-rate Maternity Benefit can sit on top.

Family and children

• Adoptive Benefit €299 (€309 from January 2027)
• Assistive Technology Grant School-funded laptops, braille and hearing equipment for students with a disability. No upper limit; the…
• Back to Education Allowance Keep your payment while you study, plus €500 a year with a child. Apply within 30 days of the course starting.
• Back to education as an adult VTOS free full-time courses for unemployed over-21s, and the SUSI part-time grant worth €750 to €7,500 if you…
• Back to Education Initiative Free part-time Level 3–6 courses for early school leavers, WFP and medical card holders. Keep your payment.
• Child Benefit, explained How much you get in Ireland and the UK, who can claim, the UK high-income charge — and why even high earners…
• Child Support Payment €58 a week (€64 from January 2027)
• Cut the cost of childcare The National Childcare Scheme, Tax-Free Childcare and free hours — the help you may not be using in full.
• DARE and HEAR (reduced points) Reduced points college places for under-23s on disability or disadvantage grounds — and the three deadlines…
• ECCE free preschool 15 free hours of preschool a week for 38 weeks, from 2 years 8 months. Deposits, extras and AIM support.
• Exemption from Irish The four ways a child can be exempt from Irish, how to apply through the school, and the 30-day appeal.
• Family Mediation Service Free mediation from the Legal Aid Board to agree the children, the home and the money when you separate.
• Foster Care Allowance €400 a week per child
• Free Fees Initiative No tuition fees for most undergraduates, but a student contribution of up to €2,500. The rules and traps.
• Guardian's Payment €237 per child (€247 from January 2027)
• Health and Safety Benefit Pregnant or breastfeeding and your job cannot be made safe? Your employer pays three weeks at full wage, then…
• Hot School Meals Every primary school can now get hot meals. There is no form for parents — which is exactly why children miss…
• Jobseeker's Transitional Payment €254 a week (€264 from January 2027)
• Kinship care €237 a week per child (€247 from January 2027)
• Leaving care at 18 €300 a week in education, a grant for rent and deposit, SUSI at the higher rate — and the FULL Jobseeker's…
• Leaving Cert exam fees €116
• Maternity Benefit €299 (€309 from January 2027)
• Mature student supports Over 23 and going to college: reserved places, free fees, SUSI and Back to Education Allowance.
• National Childcare Scheme €2.14 an hour, any income
• New baby? The money checklist Maternity Benefit €299 (€309 from January 2027)/week, the €280 Newborn Grant, Child Benefit and the payments…
• One-Parent Family Payment A weekly payment for parents raising a child alone — and you can work and keep part of it.
• Parent's Benefit €299 (€309 from January 2027)
• Parental leave 26 unpaid weeks per child for each parent, before age 12. Blocks or single days; PRSI credits kept.
• Paternity Benefit €299 (€309 from January 2027)
• PLC courses 1 to 2 year Level 5/6 courses for €200 a year, waived with a medical card, SUSI, BTEA or VTOS.
• School Transport Scheme €100 per child
• Springboard+ Free college courses from Certificate to Master's if you are unemployed. 10% if you are working.
• Student Assistance Fund Your college already holds money for rent, food, books and childcare. It does not cover fees.
• Summer Education Programme 2 to 5 weeks of summer school for children with complex needs, or funded home tuition up to 10 hours a week.
• SUSI part-time fee scheme €750 per 5 credits, up to €7,500, towards part-time degree fees if household income is under €64,315.
• SUSI postgraduate grant Up to €4,500
• The Back to School Allowance Help with the cost of school clothes and shoes — a set amount per child. Often paid automatically in July…
• The SUSI grant — 2026/27 rates & income limits Up to €7,936 a year for college — and some support reaches household incomes of €120,000. The new bands, the…
• Working Family Payment, explained A weekly tax-free top-up for low-income working families — and from 2026 it unlocks the Fuel Allowance too.…

Housing

• Abhaile: free mortgage arrears help Free vouchers for an insolvency practitioner, accountant and solicitor, and help at court, if you could lose…
• Apartment fire safety defects Full funding for emergency fire safety works in apartments built 1991–2013. Only your management company can…
• Applying for social housing €40,000
• Built Heritage Investment Scheme €2,500 to €50,000 for repairing a protected structure, a vernacular building or a historic shopfront.
• Can my landlord increase my HAP rent? Since 1 March 2026 a national cap limits rent rises to 2% a year (or inflation) on every tenancy — including…
• Conservation Advice Grant 67% of the cost, up to €5,000, of expert advice on a traditional house — and since 2026 it no longer has to…
• Cost rental homes Rent at least 25% below market for middle incomes: under €66,000 net in Dublin, €59,000 elsewhere.
• Defective Concrete Blocks (mica) Grant €462,000
• Group water schemes 85% of set-up costs up to €20,000 a house, and up to €231 a house a year. Funding round closes 20 November.
• Help to Buy: up to €30,000 Up to €35,000 toward your deposit
• Help with rent, explained UK Housing Benefit and the Universal Credit housing element, plus Ireland's HAP and Rent Supplement — who…
• Historic Structures Fund €50,000 to €200,000 for major conservation, refurbishment or reuse of a heritage building.
• Housing Adaptation Grants Up to €40,000 (up to 100% of works)
• Housing Assistance Payment (HAP) Get most of your rent paid directly to your landlord — and keep it when you work.
• Is your rent increase actually legal? In a Rent Pressure Zone your landlord can only raise rent by so much. Here's how to check — and what to do if…
• Lead pipe grant 100% of replacing lead pipes up to €5,000, plus €200 for a test. Uisce Éireann does the public side.
• Local Authority Home Loan €80,000 single
• Local Improvement Scheme Funding to repair the private lane or bog road nobody maintains — including roads to a lake or beach.
• Mortgage arrears: your MARP rights The steps your lender must follow, the €250 free accountant, your appeal, and the 8-month wait before any…
• Mortgage to Rent Can't pay the mortgage? A housing body buys your home and you stay as a social tenant, on a rent based on…
• Private well grant 85% of fixing a well (up to €3,000), 85% of a new one (up to €5,000), 100% of treatment (up to €1,000).
• Purchase and Renovation Loan A government-backed mortgage plus an interest-free bridging loan that advances your vacant property grant…
• Pyrite Remediation Scheme 100% of the repair cost for pyritic heave under your floors — but it closes to applications on 30 November…
• Ready to Build serviced sites A council-serviced site in a town or village for your own home, at up to €30,000 off.
• Rent Supplement Short-term rent help that still exists: you pay €30 a week, it stops at 30 hours' work, and no means test for…
• Rental Accommodation Scheme (RAS) Long-term rent help from your council, no deposit, and you can take a full-time job and keep your home.
• Repair and Leasing Scheme Up to €80,000 incl. VAT
• Septic tank grant €50
• Starter Home Purchase Scheme Renamed in 2026: new homes at 5–40% off for first-time buyers, the council keeping an equal stake.
• Tenant in Situ Your landlord is selling and you have a notice to quit — the council or Housing Agency can buy the property…
• Tenant Purchase Scheme Buy your council house at 40% to 60% off after 10 years, with an income of at least €11,000.
• Tenant rights you should know Deposits, notice, rent increases, repairs and protection from illegal eviction — the rights landlords hope…
• Thatching Grant Up to €3,810 to renew or repair a thatched roof — €6,350 with a medical card. Plus the inspection rule that…
• The First Home Scheme The State pays up to 30% of a new home in shared equity — no monthly repayments, combinable with Help to Buy.
• The €70,000 Vacant Property Grant Up to €50,000
• Water charges Households pay nothing now. The planned excess charge applies only above 213,000 litres, capped at €500.

Energy and warmth

• 7 bills you should never auto-renew Energy, broadband, mobile and insurance quietly creep up every year. The switching habit that saves hundreds.
• Behind on energy bills No winter disconnections for arrears; priority customers never. Payment plans, 4 contact attempts, and help.
• Clean Export Guarantee Get paid for the solar electricity you export. The first €400 a year is tax-free — and the smart meter catch…
• Electric Car Grant (€3,500) Up to €3,500 (new battery EVs)
• Free solar panels if you rely on medical equipment A free solar PV system for households that depend on life-protecting electrical medical equipment. You are…
• Fuel Allowance: €38 (€43 from January 2027) a week toward winter heating €38 a week (€43 from January 2027)
• Green business grants Up to €5,000 (under 50 staff)
• Home Energy Upgrade Loan €5,000 to €75,000
• SEAI grants: your questions answered Can a landlord claim? An apartment? A house you just bought? Do you pay up front, and is there really 0% VAT…
• Social tariffs: half-price broadband & mobile If you're on benefits you could pay half for broadband and mobile — yet 97% of eligible homes miss these…
• Solar Panel Grants (€1,800) €700/kWp for the first 2kWp, €200 after — and the one rule that loses people the grant: apply BEFORE any work…
• The SEAI grants playbook (up to €30k+) Up to €30,000 + per home when combined

Health

• Assessment of Need Your child's legal right: the HSE must start within 3 months, finish within 3 more, and deliver the Service…
• Blind Pension €254 a week (€264 from January 2027)
• Blind Welfare Allowance €76.96
• CervicalCheck screening Free cervical screening from 25 to 65 — and you do not have to be a registered patient of the GP you attend.
• Cross-Border Directive Get treated in another EU country and claim back what it would cost here. UK out; a temporary NI scheme…
• Disabled parking card €35
• Drugs Payment Scheme €80 for the whole family
• Emergency medical card No means test for terminal illness, end-of-life or urgent care. Active in 24 hours; never expires for…
• European Health Insurance Card Free public healthcare in the EU, EEA and Switzerland. Free card, lasts 4 years, one per family member.
• Free Contraception Scheme Free GP visits, prescriptions, emergency contraception and LARC fitting for ages 17 to 35. No medical card…
• Free Dental on a Medical Card A free exam and extractions every year, two free fillings and a root canal. Most cardholders never use it.
• Free dental, glasses & hearing aids in Ireland Your PRSI already pays for a free dental exam, eye test, money off glasses and up to €500 per hearing aid.…
• Free eye tests and glasses Medical card: free eye exam every 2 years and glasses. Free glasses for under-12s. Treatment Benefit…
• Free flu vaccine and RetinaScreen Who gets the flu vaccine free — including carers and household contacts — and free eye screening for everyone…
• Free hearing aids Free HSE hearing aids and repairs with a medical card or under 18. Treatment Benefit and tax relief otherwise.
• Free help to stop smoking Free HSE Quit Plan and free nicotine patches, gum and sprays. Quitline 1800 201 203.
• Free HRT HRT free since June 2025 with a medical card or Drugs Payment Scheme registration — and anyone can register.
• Free IVF through the HSE IVF, ICSI and IUI funded by the HSE, not means tested. The age, BMI and relationship criteria in full —…
• Free STI testing A free home STI test kit for anyone 17+, results in 72 hours. Free clinics, hepatitis C tests and treatment.
• Illness Benefit Too sick to work? Up to €254/week in 2026 — the 3 waiting days, the 6-week deadline, and how to apply.
• Injury Benefit (€254 (€264 from January 2027) a week) €254 a week (€264 from January 2027)
• Long-Term Illness Scheme Free medication for 16 conditions including diabetes, epilepsy and MS. No means test.
• Medical card calculator The HSE sum for your household: basic rate, child allowances, rent, childcare and travel. Medical card or GP…
• Public hospital charges A public stay is free since April 2023. A&E €100 and injury units €75 — both free with a GP letter or medical…
• Public transport with a disability Free Independent Travel Support, JAM Card and seat badges, and how much notice trains need for assistance.
• The Drug Payment Scheme €80 per household
• The GP Visit Card Free GP visits: automatic for under-8s and over-70s, and income limits ~50% higher than the medical card.…
• The Medical Card, explained Free GP care, subsidised meds and more. The income limits are more generous than you think — the HSE deducts…
• Treatment Abroad Scheme HSE-funded treatment in the EU or UK when it's not available here in time. Consultant referral, approval…

Carers

• Carer's Allowance, explained If you look after someone, you may be owed a weekly payment — in both Ireland and the UK. Who qualifies, the…
• Carer's Benefit €271 (one person) (€281 from January 2027)
• Carer's leave 13 to 104 weeks off to care, with your job kept open. Unpaid, but Carer's Benefit can pay. 12 months' service.
• Disability Allowance, explained A weekly means-tested payment for people 16–66 with a long-term disability — and you can do some work and…
• Disabled Drivers & Passengers Scheme Thousands in VRT/VAT relief, a fuel grant and tax exemptions on an adapted car.
• Domiciliary Care Allowance A monthly payment for a parent of a child with a severe disability. Not means-tested.
• Employing a carer relief Tax relief at up to 40% on paying a carer or agency for someone totally incapacitated. Up to €75,000 a year.
• Invalidity Pension 2026 Up to €259.50 a week (€269.50 from January 2027)
• Respite care How carers get a break, from an evening to a holiday, and the yearly Carer's Support Grant.
• The tax credits carer families miss Up to €5,750 a year that isn't a welfare payment, so nobody at the Intreo office mentions it. Carer's…
• Wage Subsidy Scheme Pays your employer up to €15,210 a year to adapt a role. The argument to put at interview.
• Work and Access Up to €12,000

Older people and pensions

• Deferring your State Pension €299.30 a week
• Enduring power of attorney The five legal ways to plan for, or get support with, decisions: attorney, healthcare directive, and three…
• Fair Deal Scheme What a nursing home actually costs you: 80% of income, 7.5% of assets, and the three-year cap that means…
• Free Travel & Household Benefits Free public transport, an energy allowance and a free TV licence — two of the most valuable older-person…
• HomeCaring Periods Up to 20 years spent raising children or caring added to your PRSI record for a higher State Pension.
• Homemaker's Scheme Up to 20 years at home caring ignored when your State Pension is worked out. Register early.
• HSE Home Support Service Free home care to help you get up, wash and dress. No means test, no medical card needed, for 65+.
• Living Alone Increase €22 a week (€25 from January 2027)
• Local Link rural transport Rural buses and bookable door-to-door lifts, Free Travel accepted, free Community Cars, and help to hospital.
• Nursing home tax relief Relief at your marginal rate — up to 40% — on nursing home fees you pay yourself. Plus the Fair Deal loan…
• Over 70? There's no means test on this one €1.15 a day off your electricity or gas plus a free TV licence. Our FOI found 116,000 older households are…
• Over-65 tax exemption €18,000
• Seniors Alert Scheme A free personal alarm for over-65s with limited means. Free fitting and first year, then about €70 a year.
• State Pension (Contributory) €299.30 a week (€309.30 from January 2027)
• State Pension (Non-Contributory) Up to €288 a week (€298 from January 2027)
• The State Pension, explained When you can get it, how much it pays, and how to check and boost your record before you retire.
• Voluntary PRSI Keep your State Pension record building after you stop work: 6.6% (min €500) or €650 flat. Apply within 5…

Work and jobseekers

• ACORNS for rural women A free six-month programme for women starting a business in rural Ireland — including if you are still only…
• Afforestation Scheme A planting grant per hectare, then 20 years of premiums for farmers. You don't have to be a farmer.
• Animal welfare organisation funding Department funding for rescues and welfare groups. Over 100 organisations funded in a single year.
• Annual leave 4 working weeks a year, 8% of hours for part-timers. Holiday pay in advance; unused leave paid when you leave.
• Apprenticeships Paid training for 2 to 4 years, no fees, no upper age limit. Bursaries up to €3,000, €2,000 employer grant.
• Back to Work Enterprise Allowance Start a business and keep 100% of your payment for a year, 75% for a second, tax-free. Plus up to €2,500.
• Back to Work Family Dividend Up to €78 a week per child for a year after you leave welfare for work, then half. Untaxed, stacks with WFP.
• Beef Welfare Scheme 2026 Up to €35 per calf for meal feeding, plus €15 for vaccination and €25 for testing, on up to 45 calves. Closes…
• BISS 2026 €66,000
• Community Employment €286.50 a week for 19.5 hours
• Community Services Programme €19,033 to €27,600 a year
• Disablement Benefit Up to €285 a week, or a lump sum up to €19,940, for a lasting work injury of 15%+. You can keep working.
• Farm Assist 2026 Up to €254 a week (€264 from January 2027)
• Fuel Income Support Scheme An anticipated 20c a litre on green diesel for farmers, contractors and fishers, covering March to July 2026.
• Handing on the farm €5,000 a year tax credit for up to 5 years, 90% Agricultural Relief, 1% stamp duty, and a grant of up to…
• Innovation vouchers and green consultancy Up to €20,000 to buy in expertise, R&D funding for a real technical problem, and free green consultancy for…
• Jobseeker's Allowance 2026 Up to €254 a week (€264 from January 2027)
• Jobseeker's Benefit (Self-Employed) Up to €254 (€264 from January 2027) a week for up to nine months if your self-employment ends. You can still…
• Jobseeker's Pay-Related Benefit The new dole: up to €450/week linked to your old wage — for jobs lost since 31 March 2025. Most people…
• JobsPlus €7,500 or €10,000 per hire
• Minimum wage €14.15 an hour (€14.94 from January 2027)
• Money for farm families: every scheme Farm Assist, BISS, young farmer supports, PRSI for farm spouses, tax reliefs, forestry and college grants, in…
• Native Tree Area Scheme Small native woods with no licence: €2,206 a hectare a year for 10 years. Old premiums must be claimed by 31…
• Organic Farming Scheme Per hectare rates plus €2,000 in year one. Closed to new applicants for now.
• Part-Time Job Incentive €160.90 a week single
• Partial Capacity Benefit Go back to work and keep 50%, 75% or 100% of your Illness Benefit or Invalidity Pension — with no earnings…
• Permission to work (asylum seekers) Work after 6 months without a first decision. Apply free from 5 months; it lasts a year, renewable.
• Public holidays The 10 dates for 2026 and 2027 and what you're owed: a day off, extra leave or extra pay. Good Friday isn't…
• Redundancy lump sum tax Statutory redundancy is tax-free; extra lump sums up to €10,160 + €765 a year of service, sometimes more.
• Rural Social Scheme €286.50 since January 2026
• Short-Term Enterprise Allowance Keep your Jobseeker's Benefit while you start a business — plus a grant for setup costs. Get the adviser's…
• Starting a business LEO feasibility and priming grants, Microfinance loans of €2,000–€50,000, start-up tax relief and free help.
• Statutory Redundancy Two weeks' pay a year plus one, capped at €600 a week, completely tax-free. What counts as pay, and when you…
• Statutory sick pay 5 paid sick days a year at 70% of pay, up to €110 a day, after 13 weeks' service. Part-timers too.
• TAMS 3: every scheme and rate TAMS is nine schemes, not one, and the rate swings from 40% to 70%. All the rates and ceilings in one place.
• Teagasc Maintenance Grant Living-cost grant for Teagasc courses. Farm income averaged over 3 years. Closes 30 September.
• Tús At least €286.50 a week
• Unpaid redundancy If your employer can't pay statutory redundancy, the State does. If they refuse, the WRC. The time limits.
• Work Placement Experience Programme €369 a week
• Youthreach Free courses and €45–€254 a week for young early school leavers. Join any time; part-time work allowed.

Tax credits and reliefs

• Agricultural Relief 90% off the taxable value of a gifted or inherited farm, if you pass the 80% asset and active farmer tests.
• Artists' Exemption €50,000 a year
• Blind Person's Tax Credit €1,950 a year
• Bringing your car to Ireland (VRT relief) Transfer of Residence relief can exempt your car from VRT entirely — if you hit the six-month rule and some…
• CGT Retirement Relief From 55, pass a farm or business to a child CGT-free up to €10m (€3m at 70+), or €750,000 to others.
• Cycle to Work Scheme Up to €1,250
• Dependent Relative Tax Credit €305 (2025 and 2026)
• Earned Income Credit Up to €2,000 a year (€2,125 from January 2027)
• Employment Investment Incentive Income tax relief on up to €250,000 a year invested in Irish companies, or €500,000 with a 7-year hold.
• Farm income averaging Pay tax on 5 years' average profit, with the option to step out for a single bad year.
• Farm Restructuring Relief No CGT when you swap or sell-and-buy land to consolidate your farm within 24 months. Teagasc cert; to 2029.
• Farm stamp duty reliefs Young Trained Farmer relief under 35, consanguinity relief between relatives, and relief on 6–35 year leases.
• Fisher, seafarer and naval tax credits Three reliefs for people who work at sea — €1,270, €6,350 or €1,500 — and you can only claim one in a year.
• Flat Rate Expenses A tax deduction Revenue agrees for whole occupations. Claim it yearly, and backdate 4 years.
• Foreign Earnings Deduction Irish-resident and working 30+ days in certain countries? Up to €50,000 off your income for income tax — up…
• Health expenses relief 20% back on GP, consultant, prescriptions, physio and non-routine dental. Anyone's bills, back 4 years.
• Home Carer Tax Credit €1,950 (€2,050 from January 2027)
• How to claim a tax refund Millions overpay tax every year. The reliefs people miss, the 4-year rule, and the exact steps through…
• Is social welfare taxable? Which payments are taxed and which aren't, why many pay nothing, and how Revenue collects it.
• Leasing farm land relief €18,000 a year
• Living City Initiative Tax relief for refurbishing an old property in six Irish cities. Ends 31 December 2027.
• Marriage Allowance in 10 minutes Worth £252 a year and backdatable four years — over £1,000 for couples where one earns under the personal…
• Mortgage Interest Tax Credit Up to €1,250 a year for 2023–2025 and €625 for 2026 if your mortgage interest rose. Claim missed years now.
• Reduced USC USC capped at 2% if you're 70+ or have a medical card and earn €60,000 or less. Card holders must tell…
• Remote Working Relief Work from home? Claim 30% of your heat, light and broadband for the days you worked remotely — at your…
• Rent-a-Room Relief €14,000 a year, gross (€16,000 from January 2027)
• Revised Entrepreneur Relief 10% CGT instead of 33% when you sell your business, on up to €1.5 million of lifetime gains from 2026.
• Section 481 film relief A refundable 32% corporation tax credit for producer companies — and the certificate you must get before…
• Single Person Child Carer Credit €1,900 (2026)
• Small Benefit Exemption (€1,500 tax-free) €1,500 combined, per year
• Small Gift Exemption €3,000
• Stock relief Deduct 25% of the rise in stock value, 50% in a farm partnership, 100% for young trained farmers. To end-2027.
• SURE start-up relief Refund up to 41% of what you invest in your new company from PAYE tax paid over the last 6 years.
• Tax refund when you lose your job Stopped work mid-year? You have probably overpaid tax. When you can claim, and the Form P50 route.
• TaxSaver commuter ticket Your bus, rail or Luas ticket from gross pay: save 27.2% to 52.2%. Your employer applies.
• Tuition fees relief 20% back on college fees and the student contribution, up to €7,000 a course. Full relief on a second child.
• VAT refund on disability aids Revenue refunds the VAT on stairlifts, hoists, walk-in baths and other aids. Claim within 4 years.
• VAT refund on farm buildings Unregistered farmers can reclaim VAT paid on farm buildings through Revenue eRepayments.
• Widowed Parent Tax Credit €3,600
• Woodlands tax exemption Forestry profits in Ireland are free of income and corporation tax. PRSI and USC still apply.

Money, bills and emergencies

• ACRES Up to €7,311 a year
• Additional Needs Payment One-off help with an essential cost — rent deposit, fuel, white goods. Even if you work.
• Are Loyalty Cards Actually Worth It? Tesco Clubcard, SuperValu Real Rewards, Dunnes and Lidl Plus — the honest verdict on whether they save you…
• Arts and sport funding Aosdána, Per Cent for Art, Sound and Vision, Sports Capital, Music Generation and carding — which door to…
• Basic bank account No current account? Banks must offer one free for a year, and up to 5 years on low income.
• Basic Income for the Arts €325 a week for 3 years to 2,000 artists, picked at random. The 2026 round closed 12 May.
• Bereaved Parent Grant (€8,000) €8,000, once-off
• Cashback: free money on everyday spending Cashback sites, bank switch bonuses and 'stacking' — get paid for spending you'd do anyway (without…
• Cheaper public transport €2
• Civil Legal Aid A solicitor if your disposable income is under €18,000. Advice from €30, representation from €130, free for…
• Criminal Injuries Compensation Money for victims of violent crime, now including pain and suffering. Apply within 3 months.
• CRISS An extra payment on every active farmer's first 30 hectares, estimated at €40–€43 a hectare.
• Debt Relief Notice Up to €35,000
• Domestic violence leave 5 days' paid leave a year, at full pay, from your first day in the job. No proof needed, not on your payslip.
• Domestic Violence Travel Supplement Help with essential journeys, including car fuel, after fleeing abuse. No means test for 3 months.
• Dormant accounts and unclaimed life policies Untouched for 15 years? The money moved to a fund, but you or next of kin can reclaim it, with interest.
• Eco-scheme About €60 to €65 a hectare
• Elder abuse Who to tell about abuse of an older person, including someone taking their pension or savings.
• FLAC free legal advice Free legal information by phone, and a free call with a volunteer lawyer by referral from Citizens…
• Funding for community groups LEADER, Local Enhancement, Community Centres, Town and Village Renewal and ORIS — which door to knock on, and…
• Grassroots venue support Funding for small venues programming emerging Irish artists. Two streams, one shot — and Stream B is the…
• Homeless HAP and Place Finder Help with the deposit and first rent for a HAP home. In Dublin, up to 50% above the normal rent limits.
• Household Budget Scheme Free An Post scheme: rent, HAP, ESB and Bord Gáis paid weekly from your welfare. Up to 25%.
• How to spot a fake supermarket deal 1 in 10 multi-buys cost more than buying singly. The unit-price trick that beats every pricing tactic they…
• How to spot a scam The red flags every scam shares, what to never share, and exactly what to do if you've been caught out.
• Humanitarian Assistance Emergency money after a flood or storm. Stage 1 is not means tested, so income is no reason to wait.
• If you are homeless Staying with friends because you have nowhere else to go can count. Who has to help — council, Tusla or HSE —…
• It Makes Sense loan Small low-interest credit union loans for people on social welfare, repaid weekly. Any purpose.
• LPT deferral Income €25,000 or less
• LPT exemptions No Local Property Tax if illness keeps you out 12 months, the home was adapted for disability, or has…
• MABS: free help with debt Free, confidential debt help: a plan, negotiation with creditors, and a check you get every payment you're…
• Magdalen Restorative Justice €11,500 to €100,000
• Moving back to Ireland Customs and VAT relief on your belongings, VRT relief on your car, Safe Home for housing — and the habitual…
• MyFutureFund auto-enrolment Your €3 becomes €7. Who is auto-enrolled since January 2026, the rates, and what you give up if you opt out.
• Own-Brand vs Branded: The Swaps That Save Own-brand is often 30–50% cheaper for the same product. The easy wins, the few worth keeping branded, and how…
• Personal insolvency options Up to €35,000, 3 years, via MABS
• Protein Aid Scheme A per-hectare payment for beans, peas, lupins and soya, half-rate for mixes. Claimed on BISS.
• Returning to Ireland in a crisis Home with nowhere to stay or no money? The council, 1800 707 707, the Homeless Persons Unit, and who else…
• Safety, protection and barring orders Which court order does what, how long each lasts, and legal aid with no contribution.
• SCEP €225 a hectare
• Section 75 & chargeback Get your money back on faulty goods, non-delivery or a company that went bust.
• Sheep Improvement Scheme €12 per breeding ewe
• Shrinkflation: Spot It and Beat It Products get smaller while the price stays the same. The one number on the shelf that reveals the real price…
• Special Funeral Grant €850
• Start investing with €50 a month ISAs, index funds and pensions in plain English — how to begin without jargon and without being sold…
• Start saving & investing with €50 a month No jargon, nothing being sold to you — the emergency fund, free pension money, ISAs & State Savings, and…
• The Bereaved Partner's (Widow's) Pension €299.30 (66+) (€309.30 from January 2027)
• The Cheapest Supermarket in Ireland The honest answer — from a site that takes no supermarket money — plus how to find the cheapest shop for your…
• The shopping tricks costing you money Fake multibuys, shrinkflation, dodgy "was" prices and online dark patterns — the everyday tricks draining…
• Tillage Sustainability Support Payment €110 a hectare (first 100 ha)
• When Do Supermarkets Reduce Food? How yellow-sticker markdowns work, roughly when to look at each chain, and how to fill your freezer for a…
• Young farmer supports About €150 a hectare

Calculators and checkers

• Attendance Allowance Calculator Check in 30 seconds if you (or a relative) could get £76.70–£114.60 a week, tax-free.
• Budget 2027 Calculator Budget 2027 lands 6 October. See what it could be worth to you — tax, pension, welfare, childcare — with…
• Carer's Allowance Calculator 4 quick taps to see if you can claim £86.45 a week for caring for someone.
• Child Benefit Calculator See what you get — and whether the High Income Charge claws any back (£60k–£80k).
• Free Benefit Calculators & Checkers All our free calculators in one place — Pension Credit, Attendance Allowance, Child Benefit, Rent Tax Credit…
• Fuel Allowance Checker Are you entitled? Check in 30 seconds — worth €38 (€43 from January 2027)/week, about €1,064 (€1,204 from…
• Marriage Allowance Calculator 3 taps to check if you can claim up to £1,260 — most eligible couples never do.
• Money deadlines — claim before you lose it Backdating windows close every January, the Fuel Allowance season opens and shuts, and some claims only…
• Money news that affects your pocket New grants, rate rises, Budget changes and deadlines across Ireland and the UK — in plain English, with what…
• Payment Date Checker When will you actually be paid? Pick your payment and see the exact next date — plus every bank holiday that…
• Pension Credit Calculator Enter your income & savings — see in 30 seconds what you (or a relative) could claim.
• Refused? Build your appeal letter in 60 seconds A large share of benefit appeals succeed. Pick your payment and the reason they refused you, and get a…
• Rent Tax Credit Calculator Renting in Ireland? Estimate what you could claim back — up to €1,000 (€1,150 from January 2027)/yr…
• Snap Your Shop: Did You Overpay? Photograph your supermarket receipt and see — honestly — where the same items were cheaper, and what it costs…
• SUSI Grant Calculator Estimate your 2026/27 grant from SUSI's own income table: up to €7,936 a year, plus fee help.
• The Community Price Map Real prices shared by real shoppers — the only place to see Aldi & Lidl next to Tesco, SuperValu and Dunnes.…
• The Money MOT — what are you leaving on the table? A 2-minute money health check. Get your score, see how much you could be better off a year, and a…
• The Real Basket: Who's Actually Cheapest? We priced the same basket at Tesco, SuperValu & Dunnes on the same day. Real prices, no supermarket money —…
• The unclaimed billions — money going begging Billions in benefits, credits and refunds go unclaimed every year across Ireland and the UK. Here's where the…
• The Unclaimed Money Report 2026 £24.1bn unclaimed in Britain, plus our exclusive FOI on 116,000 Irish households — fully sourced.
• Tools We Rate The apps and services we actually think are worth using — and the ones we do not.
• What Should Your Weekly Shop Cost? Answer 3 quick questions and see a typical weekly grocery spend for your household — plus tailored ways to…
• Working Family Payment Calculator Working but tight on money? Estimate your weekly tax-free top-up using the 2026 limits.

Built from the guides on 15 October 2026: 83 of 318 carry an amount card. Each amount links to the page that holds its official source. Northern Ireland and England have their own lists: Northern Ireland · England.